November Budget

Expenses: Termite due this month. We've had some unpredictably high power bills, so I am just keeping the budget for that at 300. I figure it will all even out, as I seem incapable of telling which months will be high and which low. I guess next year I will have this year's bills to refer back to.

Debt: Continuing minimum payments to my dad and school loan.

Variable expenses: Nothing too unusual here.

Funds: Added a baby fund (And actually, I think I later upped it to $100) for buying baby stuff.

Save: Adding $1750 to savings this month.

Payoff: Month 11

October:

cc 1,2,3,4,5: 0

Loan 1: 0
Loan 2: 8431.85
Loan 3: 9474.24

Debt: 17906.09
Paid: 750.66


November:

cc 1,2,3,4,5: 0

Loan 1: 0
Loan 2: 7871.85
Loan 3: 9264.81

Debt: 17136.66
Paid: 769.43

Total Paid: 26771.22

Added to savings: 1750
Total Savings: ~7250

As you can see from the last couple of posts, we have scaled back on our debt repayment. I am currently paying $560 to loan 2 and $250 to loan 3. Anything else which would go to these loans are going into savings. Our savings should start building quickly. I will have the OB paid in January, but I still don't know what the hospital will cost or how my maternity will work out. Once all that is taken care of, we will pay the debt again with whatever is left.