Friday, March 26, 2010

Month 3: Statement totals

Ugh. I know I am behind. This month ate my head. It was (and continues to be) a long and hard month. I hope to get everything up this weekend.

March Payoff:

February:

cc1,2,3: 0
cc4: 644.17
cc5: 6070

Loan 1: 4730.83
Loan 2: 11604.46
Loan 3: 12911.85

Debt: 35961.30
Paid: 4211.39

March:

cc1,2,3,4: 0
cc5: 6048.51

Loan 1: 4637.26
Loan 2: 11477.91
Loan 3: 12351.85

Debt: 34515.53
Paid: 1424.72

Total paid: 9335.72

Wednesday, March 3, 2010

Flu and roof

I have the flu. This sucks. I have to take several days off work. I don't want to waste time off on being sick!! I have fever and aches and insane coughing. Not sleeping well. My mom keeps yelling at me because she thinks my doctor is wrong, so no sympathy there. My husband says he is getting sick, now, too, so no help there either. Stealing my thunder.

The roof insurance adjuster came out today. He says that other than our porch which is rotten, the roof is actually in remarkably good shape. The flashing is missing on that pipe, but that is an easy fix. He found a couple of spots where the shingles are coming up. The good news is that this is probably going to be a $500-1000 fix (the porch and the damage in the bedroom ceiling) instead of $4000. We also have an area that is worrying me- where siding is pulling away from the house and there is a noticable gap. I don't know if that is something the same person who fixes the roof can do.

Monday, March 1, 2010

February cash jars

We did not cut it as close in February as I thought we would. It seems like we want to spend a lot of money the first weekend of the month, but then can hold off the rest of the month.

Miscellaneous: I got a haircut and waxed my eyebrows. I mailed some stuff at the post office. Last weekend we did a gaming event which was $5 entry fee each.

Takeout: We got pizza once and Chinese once.

Supplies: I am shocked that the only thing we got out of supplies this month was a lamp for my office, which I have been meaning to get for months. As I haven't been feeling well the last couple weeks, it has gotten a lot of use.

Gas: I got gas 4 times, my husband didn't get any.

Grocery: 4 trips, plus a rather cheap trip to Costco. We still had leftover, even though I slashed the amount by $100 this month.

We both ran into "forgetting to take money" problems this month. I forgot gas money and my husband forgot grocery money. The way I handled this was to use the debit card for the purchase, then carry the cash over to March. So, I got $x less out of the bank for March and reused the money that was "spent" but left in the jars in February.

Jar: Amount: Left:
Misc 57 4
Supplies 50 32
Gas 125 30
Grocery 400 54

Added to sinking (roof) fund: 120 Total in fund: 330