Monday, September 6, 2010

This changes everything.

Wondering where I've been?




Quite the surprise. This is me hoping no one I actually know reads this. It took three months. While they were happening, it was starting to feel long and tedious and like it was going to go on forever. I am sure helping that along was my belief that I was not going to be able to get pregnant on my own. It is really really early. I haven't even gotten in to a doctor yet. But the tests keep getting darker and darker, and there hasn't been any blood, so I am cautiously optimistic.

Even though we had been trying for a few months, this is really the first month I was comfortable with it happening, as we are past the halfway point and have only the two debts left. Each month it took meant more debt paid off. I've been recalculating and I think we can still be debt free by the end of 2011. That is really hard for me, since we were making such progress, and it is scary adding this new, expensive, person, so late in life, with no safety nets or fabulous retirement accounts. All I can do is hope that we know enough now to make good choices and let everyone else buy us the expensive stuff :) and give up our toys. Priorities change.

We are going to finish out the month on paper as it is (with a big payment to the student loan), but I am afraid after that the debt repayment is going to stagnante for a while. We will start building up our emergency and hospital fund instead. Hopefully after the baby comes, we can make a large lump sum payment to one of the loans.

No one knows. It is really hard keeping my mouth shut.