Saturday, December 19, 2009

The numbers:

What and who we owe (as of last statements):

Husband's credit card: 5205.76
My Credit card: 3509.91 (eek. I already know that is lots higher now)
Other credit card: $549.69
Best Buy: $300 - some odd dollars (we don't get paper statements. This is the remainder of my computer which must be paid off by June)
Carpet: $1542 - we have 12 months to pay this off

Total Credit card debt: 11107.36
This is the minimum debt I intend to have paid off by the end of the year.

Other Debts:
These debts I consider Long Term Liabilities, since they are intended to be paid out over time and we are on payment plans for them. Once we get to a point where the other debts are paid off and we are living on cash, I will reevaluate increasing our payments to these loans.

Student Loan 1: 10449 As of last statement. This may not include my final term loan and the return of overage money from the school.
Student Loan 2: 5011.84
Personal family loan: 16063.72 I think (I may be off a month or two)

Total loan debt: 31524.56

Total debt: 42601.92

Oh, and that doesn't include our mortgage, which is at about $260,000

Savings: (Not including retirement, because I haven't even looked into those numbers yet and they are fluctuating wildly.)

My savings: I just locked myself out of my account. Great. It's around $2000
Husband's Savings: 4227.61

Total Savings: around 6000
Emergency savings goal: min $32,000
Min Goal by 2011: $8000 + 6000= $14,000

I will discuss all of this in greater detail over time.

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