July Budget

Happy 4th!

Income: Standard

Fixed Expenses:

My husband's life insurance is due this month. I think that is the only unusual item here.

Debt:

We have paid off all the credit cards at this point, though some bills are still being charged to the last credit card. For now, We will just continue to pay off that card, but not use it otherwise. We are now working on the little student loan, which should be paid off in August.

Variable:

The main change here is that I upped our discretionary spending. As I have said before, after months of no fun spending and not getting items we want I feel we can finally loosen up now that the credit cards are paid off. Unfortunately, because the high insurance bills are due this month, it meant some of the funds had to be lowered as well.

A note on the June cash jars:

We spent everything this month, and then some. We have very few receipts to show for it. I am not even going to bother with this this month. We had $1 left over, which I am just throwing in for this month. Every month I say we are going to be better about this, and then things get crazy, life happens and we just aren't, and I end up pulling my hair out at the end of the month.