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Well, so while I wait for my computer to get running again (I can only scan PDFs at work) and wait for the January numbers to come in, I thought I would use this time to comment on another life decision we have going on. While this blog is primarily financial, it is also not read by anyone I know. (In fact, I don't think it is read by anyone but me). And I want to take advantage of that fact by writing about other things I want to keep private from those I know at this time. Many important things could happen over the course of turning my life around financially, and I would hate to have an incomplete story.

Part of the motivation for doing this is to open up the possibility of having a baby. I could never see before how we could afford a baby, as daycare is likely to eat most of my salary, and we can't live without my salary. I have very mixed feelings about having a baby. I like my life and I am terrified by the whole idea. I don't feel ready - or even old enough. But the truth is, I am getting to a point where if we are going to do this, it needs to get done. Especially if it could take time or we need to consider alternatives. That can add years (not to mention money). I don't want to miss my opportunity to have a child because of fear or not getting our act together. And there is a definite point where I will pull the plug because we are too old.

Here is my plan of the moment. I have been off my birth control for a month. I am highly irregular, so I am going to start doing all the charting and everything to see if I can find a pattern. I don't intend to start trying until at least we have credit cards paid off. At this point, that could be as early as May. But in interest of researching my body (and hopefully losing some weight) I may still wait til later in the summer. Then I figure we enter a period of "not trying not preventing" and see what happens. I honestly don't think that is going to do it, but you never know. Once we are completely debt free (hopefully by my 35th bday in April 2011) we start really putting the effort into it. Of course, that puts me past that crucial age.

This is all just my thinking and planning. It is not sanctioned by a doctor (Who has been telling me to get pregnant for three years now) or anyone else. The one book I have read is pretty depressing - our chances are really really slim based on weight and age.