Sunday, February 14, 2010
February budget, a little belated
My husband finally got my computer working. He says it was a bad stick of ram which corrupted the hard drive and os. So he took out the ram and we had to order a recovery disk, because apparently computers don't come with them anymore. We had to wait for that to arrive, then install it and I have spent the last couple of days trying to set my computer back up how it was, less some ram. In the end, a $20 fix.
The budget:
Income - My mother gave me money to pay for my holiday gift, and when I opened it, there was quite a bit extra in there. A nice surprise. It goes straight to the credit cards, and puts me quite a bit closer to my April 11 goal. Another $200 from birthday money for my husband (which he has STILL not deposited).
Fixed Expenses - Our power bill jumped up to almost $300 in January, which blew me away. I knew it was going to go up, but really. So I budgeted the same amount for February. We cut our cable back a level so my guess for that is $75. At the time I made this budget, my husband had still not canceled the server service, so I was anticipating another month for that (as it turns out, we were already paid through March).
Debt Repayment - We paid off credit cards 1 and 2 in January (YAY!) and only had $212 left on credit card 3, so will pay that off. That brings us to cc4 which will get the anticipated $1500 plus the $2000 from mom. That brings it to within $600 of being paid off. Minimum payments to cc5 and the loans.
Variable Expenses - We had some expected expenses this month, so I reduced our grocery money from $500 to $400 since we had so much left over in January. (My husband: Is this like the government where I have to use the money even if I don't need to or I lose my budget?) We have a convention we go to every year, and if we bought tickets by Feb 15 (we did - paid with debit) it was $140 for both of us. Price goes up every month afterward. My husband talks about going back to school - his job will reimburse him. But he tends to be pretty lazy about getting things done - like actually applying on time. I think that cost him his admission last year. He told me when we were going over the budget to put in his admission fees, so I did. He has still not applied as far as I know. It's on him. I am not going to hound him like I am his mom. If he wants it enough, he will get off the computer games and do it. The money is there.
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