Thursday, April 8, 2010

March budget


Here is my March budget. I couldn't find the one I printed out in February, and I think I messed with the spreadsheet a lot since then, but this is still pretty close to our plan.

Fixed

I was still anticipating a high power bill. Lower cable. I added the server back in - They were offering us half what we were paying before and we were having a lot of trouble with reliable connection from home, so we were considering going back. As of this writing, we still have not, but I have it in there just in case. Our trash bill was due this month. I took out some of the other quarterly expenses because it was just confusing me. Both on the budget and the bank account. I know you are supposed to save the month's portion each month, but it is just not working for me, so I am going to try to just recognize the bill when it comes due. I also removed the bills which are charged to my husband's card, because now we are just paying on that card, and I don't really have to account for the extra to keep the balance even. I will either add those back in when his card is paid off or encourage him to have them taken from the bank account instead.

Debt

I struggled with this a lot. I had wanted to pay my credit card off in Feb and then put $2000 to my husband's card. We would have had it paid off in May then. With the various crises that arose, I felt it more prudent to hold some money back for a couple months to help pay for stuff. So, we planned to pay off my credit card in March and only $1000 to my husband's. Minimums on all else.

Variables

My car came due, so I had to pay my taxes and emissions. I was so aware of it because of the budget, I think this is the first year ever I had it done weeks ahead of time. Two of our cats were due for shots, so I upped our pet allotment to cover that. I added a new fund for repairs, with the $400 held back from debt for the month (plus the $500 from last month).

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